On this page you will find a list of contact details for financing and loan services grouped by services.
Please also note our service-specific customer service time and prefer email when contacting us.
The Lending unit can be contacted by telephone on weekdays from 10 a.m. to noon.
Fax +358 295 50 3801
Calling and queuing costs will be in accordance with the caller’s own operator’s local network and mobile phone charge. In addition, the operator may charge a separate per-minute fee because numbers starting with 029 are usually not included in phone subscriptions. The State Treasury does not charge service fees or additional fees for calls. Unfortunately, it is not possible to send text messages to joint service numbers.
Arava loans and interest subsidies
Guarantees, mergers, loan transfers, Arava restrictions
Financial revitalisation measures and financial arrangements for Arava rental housing communities, conversion guarantees, risk management, debt settlement, collection
Credit Manager Jari Häkkinen, tel.+358 295 50 2080
Arava loans
Customer service:
Telephone +358 295 50 3030 (weekdays from 10 a.m. to noon)
E-mail aravalainat(at)statetreasury.fi
Collateral Specialist Henriikka Samuelsson, tel. +358 295 50 2078
Finance Specialist Eeva Jäske, tel. +358 295 50 2008
Finance Specialist Tuija Käckman, tel. +358 295 50 2767
Finance Specialist Marjo Terävä, tel. +358 295 50 2538
Finance Specialist Jonna Reilimo, tel. +358 295 50 2399
Interest subsidies to communities
Customer service:
E-mail subsidies(at)statetreasury.fi
Credit Officer Anna-Riikka Saastamoinen, tel. +358 295 50 2177
Credit Officer Jenna Juntunen, tel. +358 295 50 2103
Credit Officer Noora Mansikka, tel. +358 295 50 2084
Credit Officer Linda Öhman, tel. +358 295 50 2071
Finance Specialist Helena Arttola, tel. +358 295 50 2134
ASP loans and guarantees
Credit Manager Mirkka Luoma, tel. +358 295 50 2515
Customer service:
tel. +358 295 50 2248 (from 10 a.m. to noon)
E-mail asp(at)statetreasury.fi
ASP monitoring:
E-mail asp.valvonta(at)statetreasury.fi
Finance Specialist Elina Vanhanen, tel. +358 295 50 3339
Credit Officer Anne Kostamo, tel. +358 295 50 2040
Credit Officer Jani Kuusisto, tel. +358 295 50 2254
Credit Officer Julius Rauramaa, tel. +358 295 50 2194
Credit Secretary Katariina Leskinen, tel. +358 295 50 3043
Credit Specialist Jenny Laakso, tel. +358 295 50 2006
Credit Officer Mirka Ketola (on leave)
Company loans and specific purpose credit
Credit Manager Hannele Leander, tel. +358 295 50 2172
Company loans
Product development loans, loans for unincorporated state enterprises
Customer service:
Telephone tel. +358 295 50 2530 (weekdays from 10 a.m. to noon)
E-mail yritysluotot(at)statetreasury.fi
Finance Specialist Riikka Saaranen, tel. +358 295 50 3381
Finance Secretary Saana Inberg, tel. +358 295 50 2160
Credit Secretary Kertu Martinson-Harri, tel. +358 295 50 2396
Credit Manager Maria-Elisa Eerikäinen (on leave)
Finance Secretary Salla Takanen (on leave)
Government guarantees
Customer service:
E-mail subsidies(at)statetreasury.fi
Finance Specialist Sonja Nivala, tel. +358 295 2189
Agricultural credits
Purchase price receivables, skolt loans, land improvement loans, forest improvement loans, basic drainage loans, redistribution loans
Customer service:
Telephone tel. +358 295 50 3010 (weekdays from 10 a.m. to noon)
E-mail maaseutuluotot(at)statetreasury.fi
Finance Inspector Maarit Toivettula, tel. +358 295 50 2523
Management
Head of Department Sanna Pälsi, tel. +358 295 50 2210
Deputy Director, Housing Finance Soile Karttunen, tel. +358 295 3313
Deputy Director, Specific Purpose Credit Marika Rinnemaa, tel. +358 295 3371
Legal & Risk Control
Legal Counsel Emmi Lehtinen, tel. +358 295 50 2038
Legal Counsel Alexandra Renwall, tel. +358 295 50 2097
Legal Counsel Ida-Maria Mäkinen, tel. +358 295 50 2343
Development & Product Management
Team Lead Mirva Suoknuuti, tel. +358 295 50 2025
Development & Product Management
Application development, main administrator duties
Development Manager Eero Valli, tel. +358 295 50 2583
System Specialist Pia Saaristo, tel. +358 295 50 2569
Applications Specialist Sari-Marja Piiroinen, tel. +358 295 50 2524
Credit Service
Payment transactions, customer service
Customer service:
Telephone tel. +358 295 50 2520 (weekdays from 10 a.m. to noon)
E-mail luottopalvelu(at)statetreasury.fi
Credit Secretary Päivi Linsén, tel. +358 295 50 2477
Credit Secretary Tea Niemelä, tel. +358 295 59 2032